Book Bonus Tool
The Life Raft Calculator
If the ship went down tomorrow, would your family be safe? Map your real monthly numbers below and watch your boat find its waterline.
1 Map the essentials
Your Non-Negotiable Expenses
Everything that gets paid whether the business has a good month or not.
$
$
$
$
$
$
$
Your Survival Line / month
$0
2 Size your reserve
Months of Runway
How many months of your Survival Line do you want untouched in reserve before this business becomes your primary income?
3 Check your waterline
Your Actual Monthly Bring-Home
What you actually take home each month right now, from the business and any other income.
$
Your WaterlineBring-Home vs. Survival Line
Survival Line
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Enter your numbers
Fill in your expenses and bring-home to see whether you're clearing the waterline.
The Bottom Line — Vision tells you where you're sailing. Your Survival Line tells you how long you, personally, can stay at sea before you need to reach shore — no matter what happens to the ship.